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Consumer Credit Loan

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Best Consumer Credit Loan in India

Situations arise when you run out of funds and there is an immediate requirement for paying the instalment of your credit card, purchase of certain commodity or any service. For situations like refinancing the debts incurred on credit card, delay or failure not only leads to a penalty but it also jeopardises your credit score. PaisaDukan prevents you from getting indulged into such risks. We provide quick loans for such immediate requirements, keeping your credit score from being drained out. You also get the added benefit of preventing you from paying any penalty for the incurred debts

What are Consumer-Credit Loans?

A debt incurred while purchasing a good or service due to unavailability of funds is a Consumer Credit. Purchases made from credit cards, lines of credit as well as some loans, cover consumer credit. Popularly known as consumer debt. Consumer Credit can be classified as follows: Revolving Credit and Instalment Credit. Credit card is the most common form of consumer credit available in the market. Consumer Credit Loans can be used to finance the purchase of commodities or services for personal usage. Another use of such a loan is to refinance debts incurred for such purposes. Cash loans supplied by lenders and sales credit supplied by sellers are the common two forms of consumer loans.

Major reason behind the popularity of Consumer Credit Loan now in India is regular income of more and more people in the form of fixed wages and salaries. Also, now is the time when offerings to customer are huge and they can select from variety of product which ensures that there is some or the other goods or services for every individual. Consumer loans can be categorized in two broad areas: First, instalment loans, which are repaid in two or more payments; and second, non-instalment loans, which are repaid in a lump sum. .


PaisaDukan is a solely owned marketplace of BigWin Infotech which is duly recognized by the Department of Industrial Policy and Promotion(DIPP), Government of India. PaisaDukan is into the business of Peer to Peer (P2P) lending. PaisaDukan is an online platform which connects borrowers and lenders for loans. Although PaisaDukan verifies credentials of registered users on the site, it does not guarantee any loan offers by lenders nor does it guarantee any repayments by borrowers. Users make offers/loan requests at their own discretion with the understanding of the risks involved in such transactions including loss of entire capital and/or no guarantee of recovery. Please read our Legal agreements to understand more.


The RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any statements or representations made or opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.

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